Archive for the ‘Uncategorized’ Category


March 31, 2014

“Essential Tips You Need To Know About Being a Patient”. Tilda Shalof, RN, BScN, CNCC(C) – Critical Care Nurse, Medical-Surgical Intensive Care Unit, Toronto General Hospital shared her secrets after having open heart surgery three years ago. Tilda is a patient advocate, a nurse leader, a public speaker, a media commentator and the author of six books about her experiences over 28 years as both a nurse and a patient. She is humorous, compassionate and informative – a healthy mix of warmth and humour!

Many of us are in denial when we know we require medical help and being in the hospital and perhaps on the operating table is about as scary as it gets. All personal control is gone and we are at the mercy of our medical system – no matter how good it is. We hear ourselves saying to our friends, family and doctors, as Tilda Shalof did, “No problem. I feel fine!” Being a nurse for thirty years, Tilda had no choice but to suddenly become a patient and was surprised to discover that she had a lot to learn “on the other side of the bedrails.” Tilda says, “What helped me most was staying in charge of my patient experience and working in partnership with all of my caregivers.” She shared how to do this with her attentive audience at a Canadian Club of Halton Peel dinner, many of whom had either been a patient or a caregiver to someone close.

One very real fear for most patients as they anticipate surgery is that they will not survive the experience. Tilda Shalof recommends that you take the time to think about and write down your wishes in the event that this fear becomes a reality. Your at-the-ready disaster plan might include a trip to your lawyer to draw up a living will. “Tilda says, “Spell out your advance directives. Let your family know your wishes for your end-of-life care. Inform the surgeon.” Record all of your information about life insurance policies, credit card and banking information. The chances are slim that you will need to use this package but just having it handy will help you to relax so you can concentrate on becoming healthy.

Nurses are your best friends during the time you are a patient. Once your doctor has completed his miracle, the nurses will be the people to care for you and to show you what is needed to recover and get to the point where you can resume a healthy lifestyle. What makes a great nurse? According to Tilda, “It takes more than knowledge or skill and it’s not enough to be caring in the sentimental sense of the word … to be a great nurse takes intelligence, energy, imagination and integrity… with love added into the mix. Stir. Shake. Serve!”

With a mix of warmth and humour, Tilda advised us and for those close to us whom we may be representing, how to be informed and effective patients. She says that she learned more from her one-week stay as a hospital patient than in all of her years caring for the critically ill. Burlington’s Different Drummer Books provided a wide selection of Tilda’s books including Opening My Heart – A Journey from Nurse to Patient and Back Again. You can visit Tilda Shalof’s website at

The speaker for the Canadian Club of Halton Peel on April 24, 2014 will be Dr. Jeff Ennis, MSW, MD, FRCP(C), Medical Director, The Ennis Centre for Pain Management. His presentation is titled “Chronic Pain: An Update on Pain Management, from Opioids to Rehabilitation”

Reservations for the April 24 dinner to be held at the Oakville Conference Centre can be made by e-mail (, by telephone (905-827-6302) or by mail (cheques payable to The Canadian Club of Halton Peel, 283 River Side Drive, Oakville, L6K 3N3).

For all your Real Estate needs call Janet Bedford Broker Royal LePage Real Estate Ltd at 905-845-4267




May 2, 2013


Listed by Janet Bedford, Broker     Royal Lepage Real Estate Services Ltd     Call 905-845-4276








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Help Oakville United Way Reach & Exceed Their Projected 2012 Goal of 4.2 Million Dollars

January 16, 2013

See this article and more pictures on – Janet Bedford

United Way Oakville will receive a donation gift from Stephen Sparling and generous Oakville business people who were invited to join Stephen’s “$1000 Club”. Designed to help Oakville United Way reach their projected 2012 goal of 4.2 million dollars by January 22nd 2013, Stephen hosted an Oakville United Way Community Leaders Reception with guest speaker David Nickerson, an employee of Stephen Sparling International, at the offices of OcConnor MacLeod Hanna.

United Way Oakville has a shortfall of $60,000 as their 2012 campaign comes to a close. The $1000 Club has raised over $20,000. Stephen Sparling hopes to increase this gift with your help.

The $1000 Club’s gift will be matched by The Sproutt Foundation, an organization that matches Community Leadership gifts of $1000.00 or more. Brad Park, United Way Oakville CEO, says “The United Way Oakville goal reflects the very real needs of important agencies and services in our community – services that are in danger if the goal is not met.” Your gift-donations will promote “Healthy People, Strong Communities”.

To help United Way Oakville reach their goal, give generously, knowing that your gift through the $1000 Club will double in monies donated to United Way Oakville.

Please contact Stephen Sparling by e-mail at or call him at 905-617-2447.

We know that people are healthy when they are connected to their neighbours and to their community. We also know communities are vibrant and strong when they have programs and services that reflect their unique needs. According to Chris Stoate, Campaign Cabinet Chair, in 2012, United Way Oakville, “helped over 30,000 people in Oakville and gave funds to 33 community agencies that help children be all the they can be, move people from poverty to possibility, and build healthy people and a strong community. Alzheimer’s disease, mental health issues, loneliness, suicidal thoughts, a child’s grief at the loss of a parent, spousal abuse – all these are among the many needs in Oakville addressed by the 33 United Way Oakville agencies.”

Speaker, David Nickerson, a valued employee of Stephen Sparling International, is back to being a healthy and productive Oakville citizen today, thanks to the help of the agencies funded by United Way Oakville. About six years ago David had a major breakdown and was later diagnosed with a Schizoaffective disorder. David says, “I ran away from my job and my apartment and my community, eventually ending up at a homeless shelter in downtown Toronto.” The story he told was one of hopelessness – and courage!

According to David, who has a degree in psychology, “There have been many people at many agencies who have helped bring me to a place of insight and recovery today. I’m here to thank them all in general and to STRIDE, in particular”. STRIDE, a program supported by United Way, helps people with various challenges find meaningful work. “For many of the smaller organizations, like STRIDE, we rely on the good graces of those who donate to the United Way.”

David says, “I’m convinced that I would not be as well as I am today without each of them in their turn.”

“United Way Oakville has helped bring people and resources together to strengthen our community for over 50 years. Each individual plays a role in building a better future for our family, friends and neighbours.”

Give generously. Help United Way Oakville to reach and exceed their 2012 goal today.


August 22, 2012

This has been a summer to remember! The weather has been beautiful. The fish have been biting on Lake Ontario. The waters have been inviting for swimming, sailing and holidays – long “hazy, crazy days of summer”! This picture taken at sunrise in beautiful Bronte Harbour, Oakville Ontario shows the anticipation of another perfect day.

As the days begin to cool, we can feel the breath of fall creeping in. Refreshing and wonderful also!

The Real Estate Market has remained strong with stable prices and good listings. It is time to begin thinking about the perfect home, whether up-sizing or down-sizing. As our young people leave home to pursue their dreams for higher education, our families expand as children grow or simply that you have the desire to travel more often, our needs change and our thoughts roam to a home or condo that would better suit our present lifestyle.

As a seasoned agent and Broker, I am here to help you answer your Real Estate questions and to help you make a decision that will encourage you – or not – to take the step to fulfilling whatever dream you may have. I can be reached at the Royal LePage Real Estate Services office in Oakville on Lakeshore Road at 905-845-4267. I have a professional team working with me and, together, we will help make your wishes come true! Offering personal service and great advice, you will get answers!

I look forward to hearing from you soon! Oh, by the way, I am always happy to look after your referrals!



Older Homes have their Special Charm

February 23, 2012

By Janet Bedford, Broker: Royal LePage Real Estate Services Ltd. 326 Lakeshore Road East, Oakville Ontario Call: 905-845-4267


In this time of a very busy Real Estate Market the question of an older home versus a newer home can be foremost in the mind of many Buyers. The Spring Market, February and March, is traditionally the busiest Real Estate season. Historically low interest rates continue and are providing a solid foundation for our housing market. It is a perfect combination of housing values and home financing options that can include money for renovations.

Older homes have their special charm with their location, larger lots, their style and often their affordability. Many of these homes have been lovingly upgraded and feature the open concepts of newer homes. Life style is a choice and for avid gardeners and for those who enjoy the feeling of space, these properties excel. With the influx of trades people who are happy to do the yard work, older homes have great appeal.

The appearance of our neighbourhoods is changing, however, as Buyers, who love the land that comes with the older homes in established areas, tear them down and replace them with modern construction. There is money that may need to be spent, but the charm of these older homes remains intact.

There are areas to be aware of when thinking of purchasing an older home; one being energy efficiency. Single pane windows, used in the construction, may require replacement to reduce energy costs and are available to you in many styles that will enhance the appeal of the home both inside and out. The insulation in the attic and crawlspaces is an easy upgrade that will substantially increase your comfort level and energy efficiency. Furnaces and air conditioners also have a life span and when replaced with up to date technology, can reduce energy costs substantially.

As we all have so many electrical needs such as computer usage and a wide variety of electrical appliances, you may also find that the electrical system could benefit from an update to100 amp service or more. Any knob and tube wiring must be replaced to comply with insurance regulations.

If the home has a finished basement and has a musty smell, there is a possibility that water or moisture has collected behind the walls. Many home inspectors use a technique called thermal imaging and are able to identify problem areas. There could be faulty downspouts directing the water towards the basement areas and this can be easily remedied. Carpets, cardboard storage boxes and furniture that have been placed too close to walls, can create poor air circulation in these areas and the subsequent possibility of some mould or mildew could be evident. Mould needs to be removed but unless the mould is extensive, it is often easily remedied, once the water source is identified.

A good home inspector will be able to reveal to potential Home Buyers information on any outstanding issues found in the home they are considering, complete with estimated costs and a timeline detailing when these repairs will need to be completed. This inspection will also provide the basis that will enable the mortgage financing lender to decide on which financing option best suits the Buyer.

“Peace of Mind” and an avid desire to live as you chose are possible. Your choice of homes is as rich as your imagination. A Real Estate professional, familiar with older properties, will be happy to assist you with your ultimate choice…. an older home versus a new one.

Best Time of Year to Sell Your Home?

December 28, 2011

Is there such a thing as a best time of year to sell a house? Certainly, seasonal factors come into play when trying to sell a home, but there are other things to consider as well, like the tug and pull of supply and demand, as well as unique local market conditions.

No matter when a home goes on the market, one should take a few things under consideration that will likely affect not just the ability to sell a property, but more importantly the ability to get your asking price. Timing, it seems, is everything.

According to data, home sales begin in February, with closings peaking through late May, June, July and August- and this has been a consistent trend since the early 2000’s. For sellers then, they will likely have the opportunity to engage more traffic and interest in their homes.

The Economy

While the economy does not follow the predictable ebb and flow of the seasonal changes in real estate and in buyer attention, the economy, its state and its prospects boil down to property values, and consumer confidence. When the economy is under fire, people are nervous about their jobs. There is generally a reluctance to spend, accumulate debt or make major purchases.

The market will tell you what a home is worth. The problem is, during an economic downturn, the market may value your home lower than you had hoped, or than from when you started.

That may succeed in removing a number of buyers from your pool. For those that must buy a property though, the economy will play less of a factor in the decision to purchase, but it may give them power at the bargaining table, and it may be more difficult to get the desired price. Interest rates figure into this as well. The lower they are, the more your pool of buyers may increase as well, as the cost to borrow comes down and people, in theory can borrow more.


In a country like Canada, where there are four distinct seasons, seasonal influences play a large part in creating good selling conditions.

Wintertime brings with it a series of challenges, among them the weather, holiday distractions and lack of interest from buyers.

When the snow thaws though, and greenery re-emerges from the ground, buyers tend to re-emerge as well. The spring tends to be the peak of the market, simply because the timing suits people in general. The weather is more favourable, properties generally can be better displayed, and moves and property closings can more reasonably be managed through the summer months, so for those with families relocating is less disruptive.

Patience is a Virtue

While the springtime may typically be a more optimal time to sell, there will typically be more competition on the market. Sometimes, if a seller is flexible on their dates, it may be advisable to wait until the spring market to list, simply because of the flood of buyers onto the market. Often, a property will sell for more, and sell much faster because of volume.

As there will be more properties on the market, the seller really needs to take time to make their property stand out, using the slow winter months to actively prepare their homes to list. For some, it can take weeks, or even months to de-clutter and re-organize their properties to best reflect the space, and the positive attributes.

Advise sellers that, even though you may list in the spring, the selling process begins now- behind the scenes. Think staging before selling. Article written by: The PropertyWire.Ca

Indulge in a little Oakville! Shop Locally this Holiday Season

December 17, 2011

Indulge in a little Oakville

Shop locally this holiday Season


Indulge in a little Oakville retail therapy! Be primped and pampered by a few of Oakville’s great clothing, hair and jewellery retailers.  

Where will you shop this holiday season? Whether you are searching for a perfect gift or spending time with friends and loved ones, Oakville offers shopping, galleries and eateries to suit any palate.


The holiday season is the busiest time of the year for retailers. Shopping locally at this time of year creates a surge in the local economy. Local shops need to hire extra local staff and wages paid to local employees are circulated within the community. The holiday season is also a time when many of us donate to local charities to help those less fortunate in our community. Shopping locally supports local businesses that donate to local causes.


If a resident is looking for a specific good or service, the Oakville Chamber can provide information about member businesses who provide that good or service. Oakville has three Business Improvement Areas (BIAs) which can provide a wealth of information about shops in their areas. The BIAs are Kerr Village, Downtown Oakville and Bronte Village. Other community associations often organize local shopping days. Local community papers are a great resource for upcoming events at local merchants. The Oakville Business Directory, available for online viewing from the Chamber’s website, lists local businesses that can be searched by name or category.


Shopping locally reduces one’s carbon footprint, saving on gas and time. Shopping locally provides access to goods and services that are unique to Oakville’s distinct character. Shopping locally is the only effective way to preserve Oakville’s unique character and heritage. Shopping locally supports local merchants who in turn support the community.


Shopping locally is like voting with your wallet. There is a chain reaction that occurs with shopping locally – tax revenue is used to fund the local infrastructure including education, emergency services, community and school events, as well as, local charities. Local business means local jobs and less commuting. Shopping locally means that your travel expenses are reduced and it lessens your impact on our natural environment.


Shopping locally is good for our community health. We have the opportunity to meet our neighbours, and build long-term relationships with local businesses. Decision-making about product offerings and services are based on the local, unique needs of our community and preserve our community. A strong local economy will help attract new businesses, bringing their variety of products and services with a focus on the needs of our community. Through tax dollars, businesses subsidize the lifestyle we enjoy in Oakville. In order for us to plan the future we want as a community, we need to support businesses which support us, reflecting the values we hold as a community.


 While these are all good academic reasons to shop locally, most importantly shopping locally will meet your “Wish List” for many unique gifts and services for those hard to buy for people on your list. I am proud to shop Oakville; I encourage everyone to put the “I” in “I Shop Oakville.” You will be happy you did. I look forward to seeing you at our many wonderful retailers, restaurants and recreational purveyors this season.


Happy Shopping and Happy Holidays!




A word about the markets: October 26th 2011

October 26, 2011


Janet Bedford, Broker Royal LePage Real Estate Services Ltd. 326 Lakeshore Road East, Oakville, On. Visit:

A word about the markets: Comments by Andrew Blanchard Ch.P, CFP, EPC, MBA

October 26th 2011. “Fall is a time when many clients decide to review their accounts in greater detail, and so will their friends and relatives. As for the markets, the turmoil of the last few months now seems mostly behind us and the markets have recovered a great deal of what they lost since October 3rd, when the market bottomed out. Although, in all honesty, I do not expect the volatility will ever be completely gone. When I started in this business the market was actually more volatile on a percentage basis. I was a bit shocked by this news. We are in fact, only experiencing normal long term markets. That is not to say we like what we are seeing, it’s just that clients back in the eighties had far more volatility to worry about than we do today.

I also want to let you know that I have not changed my position and I believe that the end of the year will have a great finish. The only caveat to a good market is the amount of debt held by Canadian banks to German banks. As we know, German banks are heavily invested in bailing out Italy, Portugal and Greece.  If any of these countries fail the chain reaction could be hard on the Canadian banks and as a result, our markets. So we are not completely out of the woods yet, but at least we can see the light at the end of the tunnel. I just hope it’s not a train:” Andrew Blanchard 

Mould! How does it grow and become problematic in our homes? The Good News!

October 4, 2011

By Janet Bedford, Broker: Royal LePage Real Estate Services Ltd. 326 Lakeshore Road East, Oakville Ontario

Call: 905-845-4267

Mould spores are everywhere! How does it grow and become problematic in our homes?

Mould propagation requires 4 elements: Mould/Fungi Spores, Nutrients (food – such as cardboard, drywall, rugs etc.), Temperature (18-24 C or 66-80 F) and Moisture (Bulk moisture, water vapour & relative humidity). Remove any one of these components and mould will remain dormant.

There must be a water source for mould to grow. This water source must be found and fixed. Common source of moisture are foundation and window leaks, plumbing and condensation from any number of sources. Efflorescence is not considered to be mould. Mould does not grow on dry materials.


Do not paint over mould! Clean with hot soapy water or baking soda – not bleach! Always wear a mask and rubber gloves to do this.

If the mould returns, find and fix the water source. Paint once the mould has been removed and the area is completely dry.

Basements hold moisture. Use dehumidifies to pull the moisture from the air and close off all vents that lead from the basement to the upper floors. This will prevent the basement moisture from rising and affecting the humidity upstairs. Control the basement humidity with the dehumidifiers.

Check that the basement carpets and underpads are not laid directly onto the concrete floor. There is a product available that will protect the carpets from unwanted moisture created by the concrete floor. It comes in dimpled plastic “bubble” sheets and can be purchased at any building supply store. Put this down and proceed with laying on underpadding and carpets.

Have all vents extended to an outside wall – in bathrooms, stove hoods and dryer vents. Check for leaks around kitchen and bathroom drainpipes. Wipe down shower stalls and the floor of the shower after use. Use silicone caulking in the bathroom. Grout absorbs the moisture, cracks and attracts mould growth. Do not use a towel more than 2 days! It cannot dry thoroughly and is a breeding place for bacteria! Clean the drip pan on your refrigerator. Take your garbage out daily. Open your windows often to allow excess moisture to escape. Good ventilation prevents mould from growing.

In the attic, check that all the air vents are open and not clogged with insulation. When adding attic insulation, ensure that there are adequate air vents to allow the air to circulate freely. Clean eavestroughs often. Extend drain pipes away from the house. Build up the grade surrounding the house to allow water to run freely from the foundation.

Discard all furnishings that smell musty. Reduce the amount of clothes and paper and cardboard boxes to eliminate clutter and reduce areas that are growing grounds for mould. Use the easy tips for removing any mould you find!

If mould has had the opportunity to grow to the point that it is not easily washed and removed, there are many good Mould contractors who are experienced in mould removal.

Mould is toxic and needs to be treated with respect! Be sure to remedy mould issues as soon as they are discovered.

What do you really know about your Credit Score?

September 21, 2011

What do you really know about your Credit Score?

Janet Bedford, Broker: Royal Lepage Real Estate Services Ltd. Brokerage 326 Lakeshore Road East, Oakville, Ontario 905-845-4267

Rewards come to reliable borrowers who have the highest credit scores! Are you one of them? Your credit score has the potential of impacting on your life – either positively or negatively. The good news is that recent activity has a bigger impact than older issues.

Your credit rating determines whether or not you qualify to obtain financing for major purchases such as a home or car, whether you can rent a home or sometimes, get a job. It also establishes your interest rates and terms for the money you borrow. The higher your score, the more ability you have to maximize your situation.

Just one late payment can destroy all your hard work and could cost you thousands of dollars in the future. Raise Your Standing and Boost Your Score! It will demonstrate your dependability to lenders wanting to loan you money.

Make all of your payments on time every month, including taxes and utility bills. Pay more than the minimum due whenever possible. This will reduce your amount of debt and decrease your credit interest charges.

Keep your ratio of outstanding debt to available credit to less than 30%, whenever possible. Carry more debt on your low interest cards and pay off the cards with the higher interest rates first. Pay as much as you can toward the cards with high interest rates whenever you have extra funds available.

Avoid applying for new credit if you plan to secure a major loan in the near future. If you are buying a home, for example, wait to apply for a new credit card, purchase new furniture – or your new car – until you have your mortgage and have moved in to your new home. Recently opened accounts or multiple credit inquiries can signal risk to a lender.

Avoid closing long-standing credit lines or opening too many new ones within a short period of time. Either of these actions could lower the average age of your accounts and affect you adversely. Have at least one credit card, even if you pay the balance off completely each month, in order to establish a credit history.

If you have had difficulties in the past, opening and maintaining a new account will help you restore your credit over time.

Showing that you can handle revolving credit such as prompt payment of a credit card and an instalment debt, such as a car loan, will make you attractive to a lender.

Take control of your debt. Boost your Credit Score!